PayLens /Markets
Netherlands
EUR17.99 MBenelux
Payment mix at the point of sale · 2024
Cash 19%
Cards 80%
- Cash19%
- Cards80%
- Other1%
Cash settles 19% of payments here, the 14-highest of 18 tracked markets.
POS terminals
2,169,100
2025·-6.6% year on year
19202122232425
Provided by resident PSPs (ECB)·The series steps up in 2022 with a change in ECB reporting, not with new terminals.
Key figures
Accepted methods · 14
iDEAL· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PayPayPalSEPA Instant Credit TransferWeroKlarnaUSDC (stablecoin acceptance)
What applies here
- Supervisor
- De Nederlandsche Bank (DNB)
- Interchange
- EU IFR: 0.2% debit / 0.3% credit on consumer cards.
- Surcharging
- Banned on consumer card payments; the Netherlands applies a full surcharge ban (Art. 7:520 Burgerlijk Wetboek) covering four- and three-party consumer card transactions.
17providers with a tracked share
Who, and at what shareHeadquartered here · 13
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Sources: data-api.ecb.europa.eu·data.ecb.europa.eu·ec.europa.eu·eur-lex.europa.eu·dnb.nl
Data as of 12 Aug 2026·Compare all 22 markets