PayLens /Markets

Denmark

Denmark

DKK5.96 MNordics

Payment mix at the point of sale · 2023

Cards 61%
Wallets 28%
  • Cash11%
  • Cards61%
  • Wallets28%

Cash settles 11% of payments here, the 15-highest of 18 tracked markets.

POS terminals

138,400
2025·-5.5% year on year
19202122232425

Provided by resident PSPs (ECB)

Key figures

10.183 M
Cards in issue
67.8%
Contactless
30%
E-commerce
€32
Avg. card payment
rank 11 of 22

Accepted methods · 16

Dankort· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PayPayPalSEPA Instant Credit TransferWeroKlarnaUSDC (stablecoin acceptance)MobilePaySamsung Pay

What applies here

Supervisor
Danmarks Nationalbank
Interchange
EU IFR: 0.2% debit / 0.3% credit on consumer cards.
Surcharging
Banned on consumer cards covered by the IFR (PSD2 Art. 62(4), transposed in the Danish Payments Act / Betalingsloven).
17providers with a tracked share
Who, and at what share

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Sources: ec.europa.eu·eur-lex.europa.eu·nationalbanken.dk·statbank.dk

Data as of 12 Aug 2026·Compare all 22 markets