PayLens /Markets

France

EUR68.7 MWestern-Europe

Payment mix at the point of sale · 2024

Cash 43%

Cards 48%

Cash43%
Cards48%
Wallets4%
Other5%

Cash settles 43% of payments here, the 9-highest of 18 tracked markets.

POS terminals

3,325,200

2025·+4.5% year on year

19202122232425

Provided by resident PSPs (ECB)

Key figures

116.202 M

Cards in issue

51.3%

Contactless

24.7%

E-commerce

€40

Avg. card payment

rank 8 of 22

Accepted methods · 16

Cartes Bancaires· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PaySamsung PayPayPalSEPA Instant Credit TransferWeroKlarnaScalapayUSDC (stablecoin acceptance)

What applies here

Supervisor: ACPR / Banque de France
Interchange: EU IFR: 0.2% debit / 0.3% credit on consumer cards.
Surcharging: Banned on consumer card payments; France applies the PSD2 Art. 62(4) ban and goes further with a national prohibition on card surcharging (Code monétaire et financier).

14providers with a tracked share

Who, and at what share

Headquartered here · 13

Groupement des Cartes Bancaires CB

Ingenico

Market Pay MobiWire

Monext

Payplug+3

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Sources: data-api.ecb.europa.eu·data.ecb.europa.eu·ec.europa.eu·eur-lex.europa.eu·connexionfrance.com

Data as of 12 Aug 2026·Compare all 22 markets