PayLens /Markets

Austria

Austria

EUR9.197 MDACH

Payment mix at the point of sale · 2024

Cash 62%
Cards 31%
  • Cash62%
  • Cards31%
  • Wallets4%
  • Other4%

Cash settles 62% of payments here, the 1-highest of 18 tracked markets.

POS terminals

170,400
2025·+12% year on year
19202122232425

Provided by resident PSPs (ECB)

Key figures

14.55 M
Cards in issue
95%
Contactless
27.6%
E-commerce
€42
Avg. card payment
rank 5 of 22

Accepted methods · 15

Bankomat· domesticeps-Überweisung· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PayPayPalSEPA Instant Credit TransferWeroKlarnaUSDC (stablecoin acceptance)

What applies here

Supervisor
FMA (Finanzmarktaufsicht)
Interchange
EU IFR: 0.2% debit / 0.3% credit on consumer cards.
Surcharging
Banned on consumer card payments; Austria applies the PSD2 Art. 62(4) ban and operates a national prohibition on surcharging.
10providers with a tracked share
Who, and at what share

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Sources: data-api.ecb.europa.eu·data.ecb.europa.eu·ec.europa.eu·eur-lex.europa.eu·ecb.europa.eu

Data as of 12 Aug 2026·Compare all 22 markets