PayLens /Markets

Belgium

EUR11.85 MBenelux

Payment mix at the point of sale · 2024

Cash 39%

Cards 53%

Cash39%
Cards53%
Wallets3%
Other5%

Cash settles 39% of payments here, the 11-highest of 18 tracked markets.

POS terminals

247,600

2025·-5% year on year

19202122232425

Provided by resident PSPs (ECB)

Key figures

33.7 M

Cards in issue

38.7%

Contactless

27.1%

E-commerce

€42

Avg. card payment

rank 6 of 22

Accepted methods · 14

Bancontact· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PayPayPalSEPA Instant Credit TransferWeroKlarnaUSDC (stablecoin acceptance)

What applies here

Supervisor: Nationale Bank van Belgie / Banque Nationale de Belgique (NBB/BNB)
Interchange: EU IFR: 0.2% debit / 0.3% credit on consumer cards.
Surcharging: Banned on consumer card payments; Belgium applies the PSD2 Art. 62(4) ban and operates a national prohibition on surcharging.

10providers with a tracked share

Who, and at what share

Headquartered here · 5

Axepta BNP Paribas Benelux Bancontact Payconiq Company

EPI Company

European Payments Council

KBC Group

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Sources: data-api.ecb.europa.eu·data.ecb.europa.eu·ec.europa.eu·eur-lex.europa.eu·nbb.be

Data as of 12 Aug 2026·Compare all 22 markets