PayLens /Markets
United Kingdom
GBP68.3 MBritish-Isles
Payment mix, all channels · 2024
Cards 64%
Other 16%
- Cash9%
- Cards64%
- Account to account11%
- Other16%
Cash settles 9% of payments here, the 16-highest of 18 tracked markets.
Key figures
Accepted methods · 17
UK Open Banking / Pay by Bank· domesticFaster Payments· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PaySamsung PayPayPalSEPA Instant Credit TransferWeroKlarnaClearpayUSDC (stablecoin acceptance)
What applies here
- Supervisor
- FCA / Bank of England / PSR
- Interchange
- Retained EU IFR caps post-Brexit: 0.2% debit / 0.3% credit on consumer cards, enforced by the PSR.
- Surcharging
- Banned on all consumer card payments (and most consumer payment methods) under the Consumer Rights (Payment Surcharges) Regulations 2012, as amended in 2018.
18providers with a tracked share
Who, and at what shareHeadquartered here · 24
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Sources: data.bis.org·northeypoint.substack.com·ons.gov.uk·paymentyearbooks.com·psr.org.uk·treasurers.org·ukfinance.org.uk
Data as of 12 Aug 2026·Compare all 22 markets