PayLens /Markets

Romania

RON19.043 MCEE

POS terminals

645,700

2025·+21.9% year on year

19202122232425

Provided by resident PSPs (ECB)

Key figures

28.585 M

Cards in issue

94.2%

Contactless

27.5%

E-commerce

€27

Avg. card payment

rank 18 of 22

Accepted methods · 12

RoPay· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PayPayPalKlarnaSEPA Instant Credit Transfer

What applies here

Supervisor: Banca Națională a României (BNR)
Interchange: EU IFR: 0.2% debit / 0.3% credit on consumer cards.
Surcharging: Banned on consumer card payments covered by the Interchange Fee Regulation; the PSD2 Article 62(4) surcharging ban applies as an EU member state.

14providers with a tracked share

Who, and at what share

Headquartered here · 10

Banca Transilvania

Banca Comercială Română

BRD - Groupe Société Générale CEC Bank EuPlătesc Libra Internet Bank NETOPIA Payments Raiffeisen Bank Romania TRANSFOND xMoney

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Sources: data-api.ecb.europa.eu·ec.europa.eu·eur-lex.europa.eu

Data as of 12 Aug 2026·Compare all 22 markets