PayLens /Markets
Switzerland
CHF9.051 MDACH
Payment mix at the point of sale · 2024
Cash 30%
Cards 49%
Wallets 18%
- Cash30%
- Cards49%
- Wallets18%
- Other3%
Cash settles 30% of payments here, the 12-highest of 18 tracked markets.
Key figures
Accepted methods · 15
TWINT· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / DiscoverApple PayGoogle PayPayPalSEPA Instant Credit TransferWeroKlarnaUSDC (stablecoin acceptance)Samsung Pay
What applies here
- Interchange
- Outside the EU IFR; domestic interchange is capped by COMCO/WEKO antitrust settlements (e.g. ~0.12% debit, ~0.4% credit) rather than statute.
- Surcharging
- Not legally banned (PSD2 does not apply outside the EU/EEA); surcharging is permitted under Swiss law but commonly restricted by acquirer contracts.
6providers with a tracked share
Who, and at what share
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Sources: data.bis.org·data.snb.ch·ec.europa.eu·newsd.admin.ch·snb.ch
Data as of 12 Aug 2026·Compare all 22 markets