PayLens /Companies

Crédit Mutuel

Bank acquirer

FranceFranceFounded 1882
Revenue
€20.7bnas of FY2025
Employees
88,521average FTE (effectif moyen du groupe en equivalent temps plein sur l'exercice 2025, note 27a Effectifs moyens; 2024: 87 105). Not a headcount of people: the same report's ESRS S1 table gives 92 654 salaries at 31 December 2025.
Headquarters
Strasbourg, France

What it does

French mutual banking group whose merchant acceptance runs under the Monetico brand, described on its own site as a solution offered by Crédit Mutuel and CIC and built by Euro-Information. It is split into four offers: Proximity for card terminals at the counter, on markets, at events and at the customer's home; Online for payments on a merchant's own site; Retail for chains of ten outlets and upward; and Split for marketplaces and local authorities collecting funds on behalf of third parties.

Deals

  • Jul 2021·sold BNP Paribas — BNP Paribas bought 100% of FLOA, a French provider of split payments (buy now, pay later) at merchant checkouts and of consumer credit, for a total consideration of €258M against €184M of equity at end-2020. The proceeds were divided equally, €129M each to Casino Group and BFCM. As part of the deal BNP Paribas became exclusive provider of consumer credit, including split payment, for the Casino Supermarchés, Géant and Cdiscount banners, and Casino kept a stake in the success of the FLOA PAY split-payment product. Casino's release of 27 Jul 2021 announced the signed exclusivity agreement, subject to approval by the French competition authority and the ECB. FLOA's own site dates the completion: 'Depuis février 2022, Floa a rejoint le groupe BNP Paribas' (https://www.floabank.fr/entreprise/qui-sommes-nous).
1tracked executive
Who runs it

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