Payments Market Intelligence · Europe

The European payments market, mapped.

Acquirers, PSPs, terminal makers and schemes across 22 markets: who deploys whose hardware, at what share, and what changed this week.

Who deploys whose hardware across 22 markets, and what changed this week.

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Overview

Providers
Terminal brands
M&A deals
Developments
Average card transaction
-8.8%€38.12
20192025
Key news
High30 Sept

Five national payment schemes incorporate the European Network for Payments in Madrid

Until now the European answer to Visa and Mastercard has been a set of strong domestic schemes that stop at their own borders, and Wero has been the only one trying to cross them. A jointly owned operating company with equal shares turns five bilateral ambitions into one piece of infrastructure with a budget, a seat of incorporation and a work plan, which is the step the 2024 European Payments Alliance letters of intent never reached. For acquirers and PSPs it signals that account-to-account acceptance will eventually arrive as one interface rather than thirteen, and for the card schemes it is the first structure capable of carrying a cross-border domestic alternative at the point of sale.

155 companies · 205 terminals · 22 markets · Data as of 20 October

Companies
155
Terminals
205
Markets
22

Data as of 20 October

Robert HoffmannAntoni SchillingSimon FeldhusenBuilt by industry insiders from Concardis, Nets, Nexi and Ingenico.

Sourced from the ECB, national central banks, statutes, company filings and manufacturer datasheets.

The market, mapped as relationships.

PayLens shows how the market connects: who acquires for whom, whose hardware sits behind which brand, and who just moved.

Four views of the European payments market

Filter each by country, company or topic.

Headquarters of the companies PayLens tracks.

Tracked worldwide, focused on Europe.

The terminal on a Berlin counter can carry a Dutch brand and come from a factory in Shenzhen. PayLens follows that whole chain.

Built for teams that compete in European payments.

One view of the market, cut for each role.

Sales
Competitor moves and the right contacts before every call.
Product
Launches and market trends, always in view.
Strategy
Where share is shifting, and how fast.
Marketing
Topics and competitor messaging at a glance.
Management
The market on one screen, without commissioning research.
Views by role
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Every figure has a source.

Anatomy of a figure

Its definition

Provided by resident PSPs (ECB)

1,327,700POS terminals, Germany 2025

Its as-of date

20 Oct 2026

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European payments, the week in five minutes: the developments that matter, curated and sourced.

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