PayLens /Markets

Türkiye

Türkiye

TRY85.665 MSouth-Eastern-Europe

POS terminals

3,378,673
2024·+2.2% year on year
192021222324

Provided by resident PSPs (ECB)

Key figures

79%
Contactless
15%
E-commerce
€26
Avg. card payment

Accepted methods · 7

TROY· domesticVisaMastercardAmerican ExpressUnionPayJCBDiners Club / Discover

What applies here

Interchange
Outside the EU Interchange Fee Regulation; no statutory interchange cap applies. Domestic card transactions clear and settle through BKM's Domestic Clearing and Settlement System (YTH), and BKM holds a payment system operator licence granted by the CBRT (decision of 12 June 2015). The interchange rates themselves were not sourced: BKM's own fee pages block automated access.
Surcharging
The PSD2 Art. 62(4) surcharging ban does not apply (Türkiye is outside the EU/EEA). Turkish practice is governed by the Bank Cards and Credit Cards Law No. 5464, but the article text could not be retrieved from a primary source - the BDDK site was unreachable and the official mevzuat.gov.tr PDF uses a subset font that does not extract reliably - so no rule is asserted here.

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