Swisscard AECS GmbH

What it does

Horgen-based card company. It issues credit cards in Switzerland under its own Swisscard brand and under American Express and Mastercard, with the footer of every page reading "Cards, issued by Swisscard AECS GmbH, Neugasse 18, 8810 Horgen", and it markets American Express merchant acceptance to Swiss retailers, operating americanexpress.ch and running merchant onboarding at merchant-onboarding.swisscard.ch. The kind is set to acquirer because that merchant-side activity is the one that touches the settlement chain, but note that the evidence directly attributable to Swisscard is issuing plus the marketing of acceptance; no public document found in this sweep names the entity that signs the Swiss American Express acceptance contract.