Paratika

What it does

Paratika is the merchant-facing virtual-POS brand of Paratika Ödeme Hizmetleri A.Ş., and the record is filed on that Turkish licence entity rather than on the Asseco group. The CBRT payment-institution register lists it at institution code 865 with Law 6493 Art. 12(1) services (a), (b), (c), (f) and (g) (https://www.tcmb.gov.tr/wps/wcm/connect/TR/TCMB+TR/Main+Menu/Temel+Faaliyetler/Odeme+Hizmetleri/Odeme+Kuruluslari), and its İstanbul Chamber of Commerce activity certificate of 27 April 2026 spells the (c) leg out as "Ödeme aracının kabulü" — acceptance of the payment instrument (https://paratika.com.tr/files/kurumsal-yonetim/ticari-bilgiler/faaliyet-belgesi.pdf). It sells online card acceptance to e-commerce merchants on one merchant agreement and one integration, with instalments across nine Turkish card programmes, pay-by-link (ParatikLink), marketplace split collection and a physical-POS offer. Ownership per its own corporate-governance page: 100 per cent Payten Teknoloji A.Ş. (TR), indirectly Payten Holding S.A. and Asseco South Eastern Europe S.A. (PL), ultimately Asseco Poland S.A. (https://www.paratika.com.tr/kurumsal-yonetim/). The chamber certificate gives the registered office as MASLAK MAH.SAAT SK.SPINE TOWER SİTESİ NO:5 İÇ KAPI NO:209 SARIYER İSTANBUL, chamber registration on 17/7/2014 (the basis for the founded year here — it is the chamber date, not a stated incorporation date), MERSIS 0631066951200010 and capital of ₺42,515,000. Where the acquiring actually sits is stated by Paratika itself: its chargeback explainer routes the issuer's claim to the acquiring bank whose virtual POS carried the transaction, and that bank then asks the payment institution for the documents, so the scheme-side acquiring runs through the banks even though Paratika holds the merchant agreement.