FINcredible

What it does

Vienna payment institution whose FMA licence is limited to account information services (§ 1 Abs. 2 Z 8 ZaDiG 2018), passported for that one service into the rest of the EEA. It sits on the data side of payments rather than the acceptance side; the Firmenbuch records its business purpose as "Datenverarbeitung und Informationstechnologie". Listed here because it is one of only seven payment institutions licensed in Austria itself, not because it touches merchant acquiring.