PayLens Radar: Adyen raises guidance, Revolut wins France

PayLens Radar · Tuesday 18 August

TOP SIGNAL

Adyen raises 2026 guidance after a 21% first half

Adyen posted H1 net revenue of EUR 1,302.9m, up 21% at constant currency on EUR 803.8bn of processed volume, and lifted full-year guidance to 21-23% growth. Capital expenditure is now guided at about 7% of net revenue, up from a historical 5%, to lock in computing capacity.

It widens the gap: Worldline, Nexi and Fiserv are guiding low single digits while the benchmark raises. The novel disclosure is the capex step-up, which makes compute supply, not sales capacity, a named constraint on a payments platform.

Adyen · Read the article

• Revolut wins a French banking licence and picks Paris

  The ACPR and ECB granted Revolut Bank S.A. a full licence on 10 August, with a Paris hub, 600 hires and over EUR 1bn earmarked for Western Europe.

  FR

• ECB: cash acceptance in the euro area rises to 92%

  Cash acceptance rose to 92 percent from 90 in 2024, while mobile acceptance jumped from 36 to 68 percent across 8,205 firms surveyed.

  EU

• Worldline and Lissi launch an EUDI wallet hub

  The Digital Identity Hub gives banks one integration point to the EUDI wallets they must accept by the end of 2027.

  EU

• N26 switches on Wero in Germany and France

  Eligible N26 customers in Germany and France now send money on a phone number or email address instead of an IBAN, in under ten seconds.

  DE/FR

• Yuno raises $45m for payment orchestration

  Global PayTech Ventures led the round; Yuno connects merchants through one API to over 1,000 payment methods across 190 countries.

  Global

• Mews wins an EEA e-money licence from DNB

  The De Nederlandsche Bank licence lets Mews hold customer funds itself; the rollout starts with Dutch hotels from late 2026.

  NL

• Klarna drops pay-later fees in 11 markets

  Four tiers from EUR 4.99 to 44.99 a month, each dropping the service fees on pay-later and instalment purchases.

  EU

Unsubscribe · Imprint