MONEI

What it does

Payment gateway and orchestration platform for Spanish merchants: one integration covering cards, Bizum, wallets, SEPA and local methods across ecommerce plugins, plus a phone-as-terminal in-person product. Registered with Banco de España as 'MONEI DIGITAL PAYMENTS, S.L.', code 6911, but as an 'Entidad de pago exenta según art. 14 RDL 19/2018', and its own terms say the acquiring contract for merchants is with Comercia Global Payments while MONEI supplies the technology layer.