BLIK books its first payment completed independently by an AI agent

Poland's domestic scheme BLIK completed a pilot transaction in which an AI agent bought a product on its own once it became available, acting inside spending consent the user had granted earlier in their banking app. The purchase was PLN 19.99. The run follows BLIK's August partnership with PPRO to build agent-initiated acceptance for local payment methods, and a separate Polish agentic-commerce transaction involving PayU.

Agentic commerce so far has been demonstrated almost exclusively on card rails, where the scheme supplies the authentication and liability frame. BLIK is an account-to-account scheme with consent living in the bank app, which is the model most European domestic schemes and Wero share. If Poland makes that construction work, it gives A2A schemes an answer to agentic checkout rather than leaving the segment to Visa and Mastercard, and BLIK reaches roughly 1.6 billion transactions a year, so it is a large enough test bed to matter.

Whether BLIK moves the pilot to live merchants with PPRO or PayU distribution, and whether other domestic A2A schemes copy the bank-app consent model.

• finextra.com
• ppro.com