PayLens /Companies

Payrails

Payment orchestrator

GermanyFounded 2021

Employees: 100+; as of Sep 2025
Headquarters: Berlin
Website: payrails.com

What it does

Sells a modular platform that sits between a large merchant and its payment providers, routing transactions across PSPs, holding the tokens and the PCI scope, and reconciling and reporting across them. It was founded by people who ran payments inside Stripe, Adyen, PayPal, Klarna, N26 and Delivery Hero, and names Puma, Vinted, HelloFresh, Just Eat, Careem and Blacklane among its customers.

News

7 Oct 2026·Payrails launches a hybrid Merchant of Record that runs alongside a merchant's own acquiring
12 Aug 2026·Flix consolidates chargebacks onto Payrails, pulling disputes out of its PSP portals

Funding

Jun 2025·€29m, led by HV Capital
Jun 2023·€13m, led by EQT Ventures
Mar 2022·€5.8m, led by Andreessen Horowitz

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Source: payrails.com·Data as of 2 Nov 2026·Report wrong information·All 190 companies